Buy your next caravan your way with a vehicle finance ninja
If you're buying a camper caravan or motor home for the lifestyle, shouldn't your loan fit it too? Standard credit criteria apply.
Caravan financing to help you get on the road sooner.
A pre-approved caravan loan gives you the power to shop with confidence. With a pre-approved loan in hand, you can shop for your caravan while knowing what you can afford in advance.
*Approval subject to lending criteria and affordability assessment.
Your road trip to campervan approval
Connecting with a Vehicle Finance Ninja is the first step towards securing the a competitive loan for your next caravan or campervan.
Tell us what you're shopping for
Contact a Vehicle Finance Ninja to talk about the vehicle you're looking for.
We'll secure your finance
Our team works tirelessly to secure competitive rates to fit your circumstances.
You'll get the confidence to negotiate
You're now in a position to negotiate a great deal on that vehicle.
If you're buying a campervan for your lifestyle shouldn't your loan fit it too?
By choosing a finance specialist, you can ensure that you get a competitive deal on your caravan or campervan loan. We offer the flexibility of making a loan work to your lifestyle.
We'll help you secure a competitive interest rate and flexible repayment terms, so you can drive away in your dream car without breaking the bank.
Tailored loan options
We can tailor a loan to your specific needs, considering factors like your budget, income, and repayment preferences
Impartial advice
Check your finance terms with us, as the deal you get from the car yard may not be the best deal for you.
"Thanks to Car Money, I secured the perfect loan for my car quickly and easily! Their team made the entire process seamless and stress-free."
Frequently asked questions
Find answers to your most pressing questions about financing your caravan with us.
How much can I borrow?
The amount you can borrow primarily depends on affordability—how much you can afford to repay based on your current income and expenses. We calculate this to ensure you get the most suitable loan.
What interest rate do you charge?
Your interest rate is personalised to your circumstances, and you can be sure it will be competitive. Interest rates vary depending on your profile – your credit rating and other factor lenders take into consideration like how well you have paid off loans in the past, whether you are a home owner etc.
How long is the term of the loan?
Loan terms depend on two things (1) how long you want the loan for and (2) affordability – how much you can comfortably afford to repay monthly. Once this has been determined, a term of between one and five years is fixed.
How long does it take to get an answer?
We aim to provide an answer within two hours. If your application is urgent, call us on 0800 100 050 after submitting your loan application.
Do you lend to clients on the benefit?
Yes, we do. As with any application, approval depends on affordability, the loan size, and the type of vehicle you wish to purchase.
Can I get my loan approved before I have picked a vehicle?
Yes, you can get pre-approved for your loan. If you already have a type of caravan in mind, include it in your application—it helps streamline the process. You can still change your vehicle choice before finalising the loan.
Can I change the loan amount after it is approved?
Yes, loan amounts can be adjusted after approval, subject to affordability assessments and lender approval.
What is a Guarantor?
A Guarantor supports your loan application by signing the same contract and agreeing to make payments if the primary borrower cannot meet their obligations.
Do you approve loans for customers with bad credit?
Yes, we regularly get loans approved for customers with bad credit. The same application process applies.
How do I make payments to the loan?
It’s really up to you. Payments can be made weekly, fortnightly or monthly using an Automatic Payment from your bank account or by using a Direct Debit to make things easier for you.
Is there a minimum age for a loan?
Yes, you must be at least 18 years old to enter into a loan contract.
Can I apply for a loan with a learner license?
Absolutely – we can help people on a learner license. The application process is the same as for someone on a full license.
Can I pay the loan off before the end of the term?
Yes, you can pay off your loan before the end of the term. Early repayment allows you to save on interest and become debt-free sooner. However, early repayment fees may apply, so be sure to understand what these are before paying off your loan early.
Is there an establishment fee?
Yes, there is an establishment fee of up to $450 and an introducer fee of up to $995.
Still have questions?
Ready to unleash the power of our financial ninjas?
Terms:
*Fixed interest rates for vehicle and personal loans range from 9.95% p.a. to a maximum of 29.95% p.a. on a minimum 12 month to a maximum 60-month loan term. The actual interest rate charged to you will depend on your circumstances, the type of lending required, the security provided, and is determined by the lender.
Fees apply, including an establishment fee of up to $450 and an introducer fee of up to $995. Also, lenders may charge a PPSR fee of between $0 and $14. For example: On a loan of $5,000 over 12 months at 10.95% p.a. with Establishment and Introducer fees totalling $495 and a PPSR Fee of $7.39, the total amount to repay is $5,835.93 which is 12 monthly payments of $486.34. Those amounts don’t include ongoing fees, such as Service Fees, charged by the lender. You can find full fee information in the loan contract. We recommend that you check the fees before accepting the loan offer.
Approval is subject to meeting lending criteria, and affordability test applies. Our lender will independently assess whether you are eligible for a loan.
One hour application decision subject to affordability test, the applicant meeting the lending criteria and supplying all the required information to process the loan application.
Same day payout subject to the applicant meeting the above conditions and completing loan documentation by 12pm.