Get your business moving with a commercial vehicle finance ninja
Fast commercial vehicle finance. Our Finance Ninjas are here to help you drive away today with personalised support, making the financing process quick and hassle-free. Standard credit criteria apply.

Vehicle financing to get your small business moving.
Securing a pre-approved commercial vehicle loan is a powerful tool that can help you know what value vehicle you can finance and what the repayments will be for a better understanding of the cashflow requirements for the loan.
*Approval subject to lending criteria and affordability assessment.
Get your business moving with a Financial Ninja
Connecting with a Vehicle Finance Ninja is the first step towards securing the a competitive loan for your next commercial vehicle.
Tell us what you're shopping for
Contact a Vehicle Finance Ninja to talk about the vehicle you're looking for.
We'll secure your finance
Our team works tirelessly to secure competitive rates to fit your circumstances.
You'll get the confidence to negotiate
You're now in a position to negotiate a great deal on that vehicle.
Getting your business on the road
Starting a new business, especially one that relies on a vehicle for operations (like a tradesperson or contractor), can present unique financial challenges. If you lack established business financials or have limited credit history, securing traditional business loans can be difficult. A commercial vehicle loan provides a valuable solution by allowing you to acquire the necessary vehicle to get your business up and running.
Access that essential vehicle
A vehicle loan enables you to purchase the necessary equipment or transport to fulfil your business needs and start generating income.
Improve cash flow
By financing the vehicle purchase, you can conserve your initial capital, allowing you to invest in other crucial areas of your business, such as marketing and operational expenses.

Frequently asked questions
Find answers to your most pressing questions about financing your vehicle for work purposes
What types of commercial vehicles are typically eligible for financing?
Eligible vehicles generally include vans, utes, trucks (up to a certain size), and some specialised vehicles used for business purposes.
What are the key factors lenders consider when assessing my loan application?
Lenders typically consider factors such as your business plan, trading history (if any), income, expenses, credit history, and the value of the vehicle.
What are the typical repayment terms for commercial vehicle finance?
Repayment terms can vary depending on the lender and the loan amount. Common options include weekly, fortnightly, or monthly instalments over a period of several years.
Can I use my commercial vehicle for personal use?
While the primary purpose of the vehicle should be for business use, limited personal use is usually permitted. However, it's crucial to discuss this with your lender and us to understand any restrictions.
What documents will I need to provide to support my loan application?
You'll likely need to provide documents such as your driver's license, proof of income (tax returns, bank statements), business registration details, and insurance information.
Still have questions?
Ready to unleash the power of our financial ninjas?

Terms:
*Fixed interest rates for vehicle and personal loans range from 9.95% p.a. to a maximum of 29.95% p.a. on a minimum 12 month to a maximum 60-month loan term. The actual interest rate charged to you will depend on your circumstances, the type of lending required, the security provided, and is determined by the lender.
Fees apply, including an establishment fee of up to $450 and an introducer fee of up to $995. Also, lenders may charge a PPSR fee of between $0 and $14. For example: On a loan of $5,000 over 12 months at 10.95% p.a. with Establishment and Introducer fees totalling $495 and a PPSR Fee of $7.39, the total amount to repay is $5,835.93 which is 12 monthly payments of $486.34. Those amounts don’t include ongoing fees, such as Service Fees, charged by the lender. You can find full fee information in the loan contract. We recommend that you check the fees before accepting the loan offer.
Approval is subject to meeting lending criteria, and affordability test applies. Our lender will independently assess whether you are eligible for a loan.
One hour application decision subject to affordability test, the applicant meeting the lending criteria and supplying all the required information to process the loan application.
Same day payout subject to the applicant meeting the above conditions and completing loan documentation by 12pm.