I want to borrow...

$11,700
$2,500
$50,000
44 months
1 month
60 months
rate 12.95%
rate 9.95%
rate 29.95%
Repayments
Weekly
$81
Monthly
$350
Total Amount Repayable
$15,400

*View Calculation Details

Finance Ninjas

Vehicle financing to get your small business moving.

Securing a pre-approved commercial vehicle loan is a powerful tool that can help you know what value vehicle you can finance and what the repayments will be for a better understanding of the cashflow requirements for the loan.

*Approval subject to lending criteria and affordability assessment.

Getting your business on the road

Starting a new business, especially one that relies on a vehicle for operations (like a tradesperson or contractor), can present unique financial challenges. If you lack established business financials or have limited credit history, securing traditional business loans can be difficult. A commercial vehicle loan provides a valuable solution by allowing you to acquire the necessary vehicle to get your business up and running.

Access that essential vehicle

A vehicle loan enables you to purchase the necessary equipment or transport to fulfil your business needs and start generating income.

Improve cash flow

By financing the vehicle purchase, you can conserve your initial capital, allowing you to invest in other crucial areas of your business, such as marketing and operational expenses.

Frequently asked questions

Find answers to your most pressing questions about financing your vehicle for work purposes

What types of commercial vehicles are typically eligible for financing?

Eligible vehicles generally include vans, utes, trucks (up to a certain size), and some specialised vehicles used for business purposes.

What are the key factors lenders consider when assessing my loan application?

Lenders typically consider factors such as your business plan, trading history (if any), income, expenses, credit history, and the value of the vehicle.

What are the typical repayment terms for commercial vehicle finance?

Repayment terms can vary depending on the lender and the loan amount. Common options include weekly, fortnightly, or monthly instalments over a period of several years.

Can I use my commercial vehicle for personal use?

While the primary purpose of the vehicle should be for business use, limited personal use is usually permitted. However, it's crucial to discuss this with your lender and us to understand any restrictions.

What documents will I need to provide to support my loan application?

You'll likely need to provide documents such as your driver's license, proof of income (tax returns, bank statements), business registration details, and insurance information.