Unlock your dream motorbike today
At Car Money, we specialise in securing loan finance for motorbikes, ensuring you ride away with confidence. Our dedicated Finance Ninjas are here to provide personalised support, making the financing process quick and hassle-free. Standard credit criteria apply.
Vehicle financing shouldn't be a bum ride
Experience the open road with our personalised finance options. Whether you're after a car, motorbike, campervan, or boat, we help you find the ideal loan deals that meet your requirements.
*Approval subject to lending criteria and affordability assessment.
Get on your motorbike fast with a Finance Ninja
Connecting with a Vehicle Finance Ninja is the first step towards securing the a loan for your next motorbike.
Tell us what you're shopping for
Contact a Vehicle Finance Ninja to talk about the vehicle you're looking for.
We'll secure your finance
Our team works tirelessly to secure competitive rates to fit your circumstances.
You'll get the confidence to negotiate
You're now in a position to negotiate a great deal on that vehicle.
Discover the Benefits of Financing Your Dream Motorbike with Car Money
Financing your motorbike through Car Money open the door to competitive interest rates and flexible repayment terms. Our expert advisors are here to guide you every step of the way.
Low Rates
Enjoy competitive interest rates tailored to your financial situation and needs.
Flexible Terms
Choose repayment terms that fit your budget and lifestyle seamlessly.
"Thanks to Car Money, I secured the perfect loan for my motorbike quickly and easily! Their team made the entire process seamless and stress-free."
Frequently asked questions
Find answers to your most pressing questions about financing your motorbike with us.
How much can I borrow for a motorbike?
Your borrowing limit is determined by affordability—how much you can repay compared to your disposable income. This is calculated based on your current income and expenses.
What interest rate do you charge for motorbike loans?
Your interest rate is personalised to your circumstances, and you can be sure it will be competitive. Interest rates vary depending on your profile – your credit rating and other factor lenders take into consideration like how well you have paid off loans in the past, whether you are a home owner etc.
How long is the term for a motorbike loan?
Loan terms depend on two things (1) how long you want the loan for and (2) affordability – how much you can comfortably afford to repay monthly. Once this has been determined, a term of between one and five years is fixed.
How long does it take to get an answer on my motorbike loan application?
We aim to respond within two hours. For urgent applications, call us at 0800 100 050 after submitting your loan application.
Can I get my motorbike loan approved before selecting a vehicle?
Yes. If you have a specific motorbike in mind, include it in your application. However, you can change your choice of motorbike before finalising your loan.
Can I change the motorbike loan amount after it is approved?
Yes, adjustments can be made to the loan amount prior to finalising the contract, depending on your needs and eligibility.
What is a Guarantor, and do I need one for a motorbike loan?
A Guarantor supports your loan by agreeing to make payments if you cannot. They sign the same contract and share financial responsibility.
Can I get a motorbike loan with bad credit?
Yes, we regularly get loans approved for customers with bad credit. The same application process applies.
How do I make payments on my motorbike loan?
Payments can be made weekly, fortnightly, or monthly. You can set up an Automatic Payment or use Direct Debit for added convenience.
What is the minimum age to apply for a motorbike loan?
You must be at least 18 years old to enter into a loan contract.
Can I apply for a motorbike loan with a learner license?
Absolutely – we can help people on a learner license. The application process is the same as for someone on a full license.
Can I pay off my motorbike loan early?
Yes, you can pay off your motorbike loan before the end of the term. Early repayment allows you to save on interest and become debt-free sooner. However, early repayment fees may apply, so be sure to understand what these are before paying off your loan early.
Is there an establishment fee for motorbike loans?
Yes, there is an establishment fee of up to $450 and an introducer fee of up to $995.
Still have questions?
Ready to unleash the power of our financial ninjas?
Terms:
*Fixed interest rates for vehicle and personal loans range from 9.95% p.a. to a maximum of 29.95% p.a. on a minimum 12 month to a maximum 60-month loan term. The actual interest rate charged to you will depend on your circumstances, the type of lending required, the security provided, and is determined by the lender.
Fees apply, including an establishment fee of up to $450 and an introducer fee of up to $995. Also, lenders may charge a PPSR fee of between $0 and $14. For example: On a loan of $5,000 over 12 months at 10.95% p.a. with Establishment and Introducer fees totalling $495 and a PPSR Fee of $7.39, the total amount to repay is $5,835.93 which is 12 monthly payments of $486.34. Those amounts don’t include ongoing fees, such as Service Fees, charged by the lender. You can find full fee information in the loan contract. We recommend that you check the fees before accepting the loan offer.
Approval is subject to meeting lending criteria, and affordability test applies. Our lender will independently assess whether you are eligible for a loan.
One hour application decision subject to affordability test, the applicant meeting the lending criteria and supplying all the required information to process the loan application.
Same day payout subject to the applicant meeting the above conditions and completing loan documentation by 12pm.