Check your vehicle loan is roadworthy with a loan WOF
Get a second opinion on your vehicle loan. Our Finance Ninjas are here to help you find finance to fit your personal circumstances. We'll review your current loan and explore options that may save you money and improve your financial situation. Standard credit criteria apply.
Give your loan a tune up with a loan warrant of fitness.
Whether you've just driven off the lot, or been servicng a loan for a while, by conducting a "Loan WOF," you can ensure your car loan remains a valuable asset and not a financial burden.
*Approval subject to lending criteria and affordability assessment.
Make sure your vehicle finance is running smoothly
Connecting with a Vehicle Finance Ninja is the first step towards ensuring your vehicle lending is still running at peak efficiency.
Book your Loan WOF with a Vehicle Finance Ninja
Contact a Vehicle Finance Ninja to look at your existing vehicle lending
We'll look under the hood
Our team will run your finances through our latest lending info and against your specific financial circumstances
Drive away knowing you're good to go!
If your lending needs some 'repairs' we'll secure your new finance and help you move. You'll know you're all good.
Just like your vehicle needs regular servicing to ensure it's running smoothly and efficiently, your car loan also requires a periodic check-up.
A "Loan Warrant of Fitness" helps you ensure your car loan is still the best fit for your current financial situation. By reviewing your current loan, you can identify potential areas for improvement and uncover hidden savings.
Keep your finances running smoothly
Identify changes with your loan and circumstances before they become major problems.
Focus on your long-term financial goals
A "Loan WOF" helps you align your car loan with your overall financial plan, ensuring it supports your broader financial objectives.
"Thanks to Car Money, I secured the perfect loan for my car quickly and easily! Their team made the entire process seamless and stress-free."
Frequently asked questions
Find answers to your most pressing questions about getting a "Loan Warrant of Fitness"
How often should I get a "Loan Warrant of Fitness" for my vehicle lending?
It's generally recommended to review your car loan at least once a year, or whenever your financial situation undergoes a significant change, such as a change in income, increase in expenses, or a change in interest rates.
How do I apply for a "Loan Warrant of Fitness"?
Starting the Loan WOF process is easy. You can start the process online by filling out our application form. Our Finance Ninjas will guide you every step of the way.
Is there a cost associated with getting a "Loan Warrant of Fitness"?
There is no cost to you for us to run you through the process. If you do change lenders then our disclosure regarding how we get paid, can be found here.
What if my finances pass the Loan WOF process?
If the review confirms that your current loan is still the a good option for your financial situation, you can continue with your existing loan agreement without any changes. The "Loan Warrant of Fitness" provides valuable peace of mind knowing you're on the right track.
What documents are needed?
For us to 'look under the hood', you'll typically need proof of income, identification, and details about your vehicle. Additional documents may be required depending on your circumstances. Our team will inform you of everything needed during the process.
Still have questions?
Ready to unleash the power of our financial ninjas?
Terms:
*Fixed interest rates for vehicle and personal loans range from 9.95% p.a. to a maximum of 29.95% p.a. on a minimum 12 month to a maximum 60-month loan term. The actual interest rate charged to you will depend on your circumstances, the type of lending required, the security provided, and is determined by the lender.
Fees apply, including an establishment fee of up to $450 and an introducer fee of up to $995. Also, lenders may charge a PPSR fee of between $0 and $14. For example: On a loan of $5,000 over 12 months at 10.95% p.a. with Establishment and Introducer fees totalling $495 and a PPSR Fee of $7.39, the total amount to repay is $5,835.93 which is 12 monthly payments of $486.34. Those amounts don’t include ongoing fees, such as Service Fees, charged by the lender. You can find full fee information in the loan contract. We recommend that you check the fees before accepting the loan offer.
Approval is subject to meeting lending criteria, and affordability test applies. Our lender will independently assess whether you are eligible for a loan.
One hour application decision subject to affordability test, the applicant meeting the lending criteria and supplying all the required information to process the loan application.
Same day payout subject to the applicant meeting the above conditions and completing loan documentation by 12pm.